Legal notice

In accordance with French law no. 2004-575 of June 21, 2004 on confidence in the digital economy (LCEN), the following legal information is provided to users of EpargneMalin.fr.

1. Site publisher

The website EpargneMalin.fr is published by:
EpargneMalin
Financial information website
Email: contact@epargnemalin.fr
Publication director: The editorial manager

2. Hosting provider

The site is hosted by:
Vercel Inc.
440 N Barranca Ave #4133
Covina, CA 91723, United States
Website: vercel.com

3. Intellectual property

All content on EpargneMalin.fr (texts, simulators, charts, images, source code) is protected by copyright and intellectual property law. Any reproduction, representation, modification, publication, transmission or distortion, whether total or partial, of the site or its content, by any means whatsoever, is prohibited without the prior written consent of the publisher.

4. Limitation of liability

The information and simulators available on EpargneMalin.fr are provided for informational purposes only and do not constitute investment advice. The publisher cannot be held responsible for decisions made on the basis of information provided on this site.

The simulators use simplifying assumptions and projections based on constant rates. Actual results may differ significantly from estimates. The publisher strives to keep information up to date but does not guarantee its accuracy at all times.

5. Hyperlinks

The site may contain links to other websites. The publisher has no control over the content of these third-party sites and disclaims all responsibility for their content.

6. Applicable law

These legal notices are governed by French law. In the event of a dispute, the French courts shall have sole jurisdiction.

7. Contact

For any question regarding these legal notices, you may contact us at: contact@epargnemalin.fr

8. Detailed liability limitation for financial simulators

The simulators available on EpargneMalin.fr are decision-support tools provided for purely informational and educational purposes. They do not constitute financial investment advice within the meaning of Article L321-1 of the French Monetary and Financial Code, nor wealth management advisory services within the meaning of Article L541-1 of the same code. The publisher is not registered with ORIAS as a financial investment advisor (CIF).

The results provided by the simulators are based on clearly identified simplifying assumptions: constant rate of return, absence of financial market fluctuations, stability of tax legislation, fixed management fees. Past performance does not predict future performance. Financial markets carry a risk of capital loss, and euro fund returns are not guaranteed from one year to the next.

The publisher shall not be held liable for any financial loss, lost profits or direct or indirect damage resulting from the use of the simulators or the application of information published on the site. The user acknowledges that simulator results are estimates and not contractual commitments. For any investment decision, the user is invited to consult a registered wealth management advisor (CGP) or financial investment advisor (CIF).

9. Terms of use

Access to EpargneMalin.fr is free and open to any user with internet access. Use of the site implies full and complete acceptance of these legal notices. The user agrees to use the site in accordance with its purpose (educational financial information) and applicable regulations.

The publisher reserves the right to modify, suspend or discontinue all or part of the site at any time, without notice and without compensation. The publisher endeavors to ensure the availability of the site but does not guarantee uninterrupted access.