Regulated Savings Accounts
Everything about regulated French savings accounts: Livret A, LDDS, LEP, PEL, CEL. Rates, limits, and emergency fund strategies.
Our guides on regulated savings accounts
CEL in 2026: Rate, Ceiling, How It Works and Eligibility
Complete guide to the Compte Epargne Logement (CEL) in 2026: 1.50% rate, 15,300 euro ceiling, how it works, taxation, housing loan rights, and comparison with the PEL.
How Much to Keep in Your Livret A? Ideal Amount in 2026
What is the ideal amount to keep in your Livret A in 2026? Calculation method based on your situation, common mistakes, and strategies for investing the surplus.
Emergency Fund: How Much to Set Aside in 2026?
Emergency fund in 2026: how much to save based on your income, which accounts to use, and what method to follow to avoid costly mistakes.
LDDS in 2026: Rate, Ceiling, and Complete Guide
LDDS in 2026: 2.40% rate, 12,000 euro ceiling, eligibility conditions, and how it works. Differences with the Livret A and its solidarity dimension.
LEP in 2026: France's Best-Paying Savings Account (3.5%)
LEP in 2026: exceptional 3.50% rate, 10,000-euro ceiling, income eligibility conditions, and strategies to make the most of this high-yield savings account.
Livret A in 2026: Rate, Ceiling, and How It Works
Livret A in 2026: current rate, 22,950-euro ceiling, detailed operation, taxation, and strategies to optimise your emergency savings.
Livret A or Fonds Euros: Which Safe Investment to Choose in 2026?
Livret A or fonds euros in life insurance: comparing returns, taxation, and availability to choose the best safe investment in 2026.
PEL in 2026: Rate, How It Works, and Is It Worth Opening One?
Plan Epargne Logement (PEL) in 2026: 1.75% rate, detailed operation, taxation, abolished State bonus, and analysis on whether the PEL is worth it.